This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
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The Government has made law changes to the Credit Contracts and Consumer Finance Act. This follows our 2018 review of the consumer credit law.
The Government decided to amend section 99(1A) of the Credit Contracts and Consumer Finance Act (CCCFA).
In 2022, the Minister of Commerce and Consumer Affairs commissioned an investigation into changes to credit laws introduced on 1 December 2021. This has led to further amendments to the Credit Contracts and Consumer Finance Regulations 2004 and the Responsible Lending Code. The first tranche of changes came into force on 7 July 2022, and the second tranche are in force on 4 May 2023.
The Government is reviewing consumer credit law as part of a wider reform process for financial services. This section also includes information about previous reviews of consumer credit law.
Titles of documents the Minister for Workplace Relations and Safety received from MBIE in 2020.
Titles of documents the Minister for Workplace Relations and Safety received from MBIE in 2021.
Titles of documents the Minister for Workplace Relations and Safety received from MBIE in 2022.
Titles of documents the Minister for Space received from MBIE in 2023.
The summary report provides an overview of the key findings from the research.
pdf, 5 MB