Auckland – 2023
Titles of documents the Minister of Auckland received from MBIE in 2023.
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Summary: Findings from the review of the December 2021 credit law changes
During early 2022, the Ministry of Business, Innovation and Employment, in collaboration with the Council of Financial Regulators, investigated whether the 1 December 2021 changes to the Credit Contracts and Consumer Finance Act (CCCFA) were having unintended impacts.
Auckland – 2024
Titles of documents the Minister of Auckland received from MBIE in 2024.
Review of consumer credit law 2009–2015
This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
Auckland – 2025
Titles of documents the Minister of Auckland received from MBIE in 2025.
Changes to consumer credit law 2020
The Government has made law changes to the Credit Contracts and Consumer Finance Act. This follows our 2018 review of the consumer credit law.
2016 review of Section 99(1A) of the Credit Contracts and Consumer Finance Act 2003
Changes were made to section 99(1A) of the Credit Contracts and Consumer Finance Act (CCCFA) in 2019, following a review of this provision. The changes are found in sections 95A and 95B of the CCCFA, which expressly enable a court (on application by the lender) to vary or remove the effect of section 99(1A).
Review of December 2021 credit law changes
In 2022, the Minister of Commerce and Consumer Affairs commissioned an investigation into changes to credit laws introduced on 1 December 2021. This has led to further amendments to the Credit Contracts and Consumer Finance Regulations 2004 and the Responsible Lending Code. The first tranche of changes came into force on 7 July 2022, and the second tranche are in force on 4 May 2023.
A report on the Ministry of Business, Innovation and Employment's (MBIE's) work over 2025/26.
pdf, 3.7 MB
Improving the transparency of the gas market submission by Bioenergy Association.
pdf, 338 KB