The Ministry of Business, Innovation & Employment consulted on proposed changes to the Responsible Lending Code.
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responsible lending
From today, prescriptive loan affordability requirements have been removed from Credit Contracts and Consumer Finance Act (CCCFA) regulations.
The Government has announced a final set of changes to the Credit Contracts and Consumer Finance Act (CCCFA) and the Responsible Lending Code to improve safe access to credit for Kiwis. The changes will be applied from 4 May 2023.
The Government has announced a two-phased package of reforms to streamline financial services.
The Government is progressing a 2-phased package of reforms to streamline financial services.
Initial proposed changes to lending requirements announced by the Government today will help New Zealanders acquire credit safely and responsibly.
This page describes the financial markets conduct regulatory system, its objectives and our qualitative assessment of it. It also lists the main statutes and changes to regulation either planned or in progress.