This Regulatory Impact Statement provided an analysis of options for the Responsible Lending Code required by the Credit Contracts and Consumer Finance Amendment Act 2014.

The Credit Contracts and Consumer Finance Amendment Act 2014 required the introduction of a Responsible Lending Code. This discussion document sought feedback on what should be included in the Code.

The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is the first copy of the Code.

This document provides changes to Chapter 5 of the Responsible Lending Code for public feedback.

This is the submission template for the discussion document, Guidance for lenders on assessing affordability: draft changes to the Responsible Lending Code.

The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is the second copy of the Code.