2024-26 financial services reforms
The Government has progressed reforms to streamline financial services, with just one bill yet to be passed.
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2016 review of Section 99(1A) of the Credit Contracts and Consumer Finance Act 2003
Changes were made to section 99(1A) of the Credit Contracts and Consumer Finance Act (CCCFA) in 2019, following a review of this provision. The changes are found in sections 95A and 95B of the CCCFA, which expressly enable a court (on application by the lender) to vary or remove the effect of section 99(1A).
About
The Ministry of Business, Innovation and Employment (MBIE) is the Government’s lead business-facing agency. Our contribution to improving the well-being of New Zealanders is summarised in our purpose, to grow New Zealand for all.
Strategic intentions 2023-2028
Our strategic intentions / statement of intent describes our role and function in the public sector; the outcomes we aim to achieve in support of the Government and New Zealand; and how success will be measured.
Outcome Four: Value is sustainably derived from the natural environment
New Zealand’s natural environment is important to our sense of identity and has great cultural and recreational significance. It also supports much economic activity.
Outcome Three: Informed consumers and businesses interacting with confidence
By setting rules and defining rights, MBIE allows business to operate effectively while protecting consumers from harm. MBIE supports consumers, tenants, landlords, workers and businesses by providing information and services. We help to set and enforce market rules and regulations across a range of areas, including the building and construction market and telecommunications sector.
Outcome Two: People are skilled and engaged in safe and fulfilling work
People need work that provides fair pay. But work is more than simply income; it can also give people a sense of purpose and allow them to develop skills, experience and social connections.
Our performance
Our strategic intentions are underpinned by our purpose and outcomes framework. To pursue these goals, MBIE focuses on five outcome areas. This section of the report provides information on our progress towards these outcomes.
Our partnerships – working across government
MBIE can make the most impact by coordinating and sharing information within our organisation, across government and with industry and communities.
Our organisation
MBIE is a large ministry entrusted with a big responsibility – to grow New Zealand’s economy and to share the benefits with everyone who lives here. MBIE is working towards delivering an integrated approach to both regulation and service delivery, leveraging our size and scope.