The Ministry of Business, Innovation & Employment is now consulting on proposed changes to how financial products and services are regulated in 3 key areas: consumer credit, financial services conduct and financial dispute resolution.

The Government is progressing a two-phased package of reforms to streamline financial services.

We are reviewing New Zealand's insurance contract law to ensure it is facilitating well-functioning insurance markets.

MBIE is responsible for administering legislation relating to financial institution conduct in New Zealand.

This page describes the financial markets conduct regulatory system, its objectives and our qualitative assessment of it. It also lists the main statutes and changes to regulation either planned or in progress.

The Ministry of Business, Innovation & Employment is now consulting on proposed changes to the Responsible Lending Code.

The Ministry of Business, Innovation and Employment (MBIE) is seeking feedback on options for streamlining how banks and other financial service providers are regulated by the government.

The Government has announced a two-phased package of reforms to streamline financial services.

MBIE is responsible for administering legislation relating to the regulation of financial advice in New Zealand.

The Financial Markets Conduct Act 2013 (FMC Act) governs how financial products are offered, promoted, issued and sold, and the ongoing responsibilities of those who offer, issue, manage, supervise, deal in, and trade them. The FMC Act also regulates the provision of certain financial services (including financial advice services) and the conduct of financial institutions.