Key documents

Overview of customer and product data system

Read the Customer and Product Data Bill(external link) — New Zealand Legislation

A summary of changes to the Bill since the exposure draft [PDF, 290 KB]

A visual map of the Bill and future regulations [PDF, 35 KB]

Cabinet papers, Cabinet minutes and regulatory impact analysis

2024 discussion documents on applying the CDR to banking and electricity sector

In September 2024, MBIE released discussion documents seeking feedback on applying the CDR to the banking and electricity sectors. Consultation on the discussion closes on 10 October 2024.

Tell us what you think about a CDR in the banking and electricity sectors

2023 exposure draft bill and accompanying discussion document

In June 2023, MBIE released a discussion document on options for establishing a consumer data right in New Zealand. Consultation on the discussion document closed on 24 July 2023.

2023 discussion document on the exposure draft bill

2020 Discussion document on establishing a consumer data right

In August 2020, MBIE released a discussion document on options for establishing a consumer data right in New Zealand. Consultation on the discussion document closed on 19 October 2020.

2020 discussion document on establishing a consumer data right

Other documents of note

In 2019, the former Minister of Commerce and Consumer Affairs engaged with the industry to advance sector-led open banking initiatives.

Read the letter to New Zealand banks (or ‘API Providers’) [PDF, 281 KB]

Find out more about our work on regulating the retail payment systems.