Review of consumer credit law
The Government recently reviewed consumer credit law as part of a wider reform process for financial services. Information about this process, as well as previous reform processes, is accessible below.
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Applying for a feasibility permit during an application round
Applications for a feasibility permit can only be submitted during an application round. Find requirements for the current application round as set out in its round notice, along with other information and guidance, including on what you need to know and do before you apply, what your application should contain, and how to complete and submit an application.
2024-26 financial services reforms
The Government has progressed reforms to streamline financial services, with just one bill yet to be passed.
Offshore Renewable Energy Feasibility Permit Application Round Notice 2026
The first feasibility permit application round opened on 19 October 2026 and will close at 5:00 pm on 19 April 2027 (NZST). Applications can be submitted during this period only.
About offshore renewable energy
Offshore renewable energy is energy generated from a renewable source, such as wind, sunlight, waves or tidal currents, using developments located in, on, or under the sea.
Background to the 2009–2015 review of consumer credit law
This page provides a range of background documents from the 2009–2015 review of consumer credit law.
2025/26 Key operational and performance highlights
The following section provides a snapshot of MBIE’s key operational and performance highlights during 2025/26. Organised by Vote and portfolio, it presents selected examples of achievements, activities and results from across the main portfolios MBIE leads and supports. Additional information on MBIE’s performance during 2025/26 is provided throughout this report.
Summary: Changes to the Credit Contracts and Consumer Finance Regulations 2004 and Responsible Lending Code following the 2022 review
Changes have been made to the affordability assessment requirements under the Credit Contracts and Consumer Finance Regulations 2004 (the Regulations) and Responsible Lending Code (the Code). This is in response to the review of the December 2021 changes to the Credit Contracts and Consumer Finance Act 2003.
News
Keep up to date with news and events from across the Ministry of Business, Innovation and Employment (MBIE).
Summary: Findings from the review of the December 2021 credit law changes
During early 2022, the Ministry of Business, Innovation and Employment, in collaboration with the Council of Financial Regulators, investigated whether the 1 December 2021 changes to the Credit Contracts and Consumer Finance Act (CCCFA) were having unintended impacts.